Our wealth management team integrates its diverse 60+ years of combined investment experience with our desire to provide clients with individualized solutions. Our team is focused on making our clients' lives better. We are supported by a robust platform that encompasses some of the most talented professionals in each area of specialty. Personal attention combined with a focus on "risk management first" and value-driven goals-based investing is a hallmark of our firm’s philosophy.
Innovative Advisory Group Team
Kirk Chisholm, Principal
Kirk Chisholm is a Wealth Manager and Principal at Innovative Advisory Group. His roles at IAG are co-chair of the Investment Committee and Head of the Traditional Investment Risk Management Group. His background and areas of focus are portfolio management and investment analysis in both the traditional and alternative investment markets.
Kirk has been providing wealth management services to individuals, executives, entrepreneurs, and their families, as well as businesses and organizations since 1999. Kirk is dedicated to developing lasting relationships with all of his clients. One of the benefits of working with Kirk is his patience and his ability to provide clear, easy to understand explanations of all financial options.
Prior to integrating with Innovative Advisory Group in 2008, Kirk founded Stirling Global Advisors, LLC in 2005, a full-service private wealth management firm. Kirk has also held wealth management roles at both UBS PaineWebber and Smith Barney. Contact Kirk
Rajeev Kotyan, Principal
Rajeev Kotyan is a Principal at Innovative Advisory Group. He also holds the position of Chief Compliance Officer and Chief Risk Manager. His roles at IAG are co-chair of the Investment Committee and Head of the Alternative Investment Risk Management Group. He provides the compliance and risk management guidelines required to analyze client portfolios spanning both traditional and alternative asset classes.
Rajeev’s background includes corporate and institutional risk management, strategy planning for business, product development, and financial products and strategies, such as algorithmic trading, transaction cost analysis, quantitative analysis and cross-asset class strategy trading. His tenure includes working with a number of start-up technology and financial firms, including Charles River Development & Brokerage, Progress Software, Investors Bank and Trust, eXcelon Corporation, IDD Information Services (subsidiary of Dow Jones), and Citicorp Securities KK (Tokyo, Japan). He has participated actively in the standardization for information exchange of financial derivative products with creation of Financial Products Markup Language (FpML.org), a division of ISDA (International Swaps and Derivatives, Inc.).
Since 1998, Rajeev has been personally investing in alternative investments using Self Directed IRAs, mainly focused on real estate and real estate-related assets, including mortgage notes, short-term loans, foreign exchange and small business ventures, to name a few. Contact Rajeev
Tim Picciott, CFP® CRPC®, Wealth Advisor
Tim Picciott CFP® CRPC® is Wealth Advisor who has been helping his clients retire with the feeling of security since 2008. As a Certified Financial Planner™, he is well versed in many areas of traditional wealth management.
In addition to his traditional wealth management experience, Tim has been a trailblazer in the field of Crypto wealth management. He quickly realized the struggles Bitcoin early adopters faced as they tried to get their cryptocurrency into the economy as tax efficiently as possible. Tim works with Bitcoin early adopters to provide advanced estate planning and wealth management techniques to help them realize their goals and strengthen their legacies. Tim also advises crypto-enthusiasts as to how they can invest into a "Crypto IRA" using self-directed IRA’s and 401(K)’s.
Tim enjoys working with entrepreneurs, business owners and libertarians who appreciate someone who thinks outside the box. Tim’s contrarian viewpoints and handle of Austrian Economics makes Tim an incredible asset for those who aren’t looking for cookie-cutter financial advice.
Before joining IAG, Tim was President and co-founder of FocalPoint Wealth Management where he was an advisor affiliated with WealthCare Advisory Partners and LPL Financial. Tim got his start at Waddell & Reed where he was a financial advisor for seven years. Contact Tim
Kelly Coughlin, CPA, Wealth Advisor
Kelly Coughlin is a Wealth Advisor with an extensive background in risk management and accounting. He is a trusted advisor to small to mid-sized businesses and high-net worth families. He also specializes in alternative investment due diligence, accounting, and monitoring for high-net worth families and institutional investors.
Kelly's knowledge and experience is extensive. He has over 25 years of experience as a leader at companies ranging from startups to major financial institutions such as Merrill Lynch, PricewaterhouseCoopers (PWC), and Lloyds Bank. Kelly founded GlobalBridge, a financial technology company, which he eventually sold in 2012.
Kelly is a thought leader in the field of risk management with his focus on TLC: Transparency, Liquidity, and Custody. He has looked at many private alternative investments over his career and has an especially good nose for detecting inferior business models and inadequate business management
Kelly has a BA from Gonzaga University, an MBA from Babson College, and studied accounting at the University of Minnesota. He has been a practicing CPA for over 20 years, providing services to business owners with a focus on, Strategy, Tax, Accounting, Risk Management. Contact Kelly
J. Mark English, Wealth Advisor
J. Mark English is a Wealth Advisor with a strong background in estate preservation, cash flow management, investment positioning and tax planning. He leverages his traditional wealth management skills, impeccable listening skills and analytical acumen to bring cash flow investments into alignment with core values, ultimately bringing his clients into a balanced life. Mark is dedicated to the financial well-being of his clients and thus strives to understand their diverse needs. He provides guidance, oversight and leadership by helping clients develop new habits necessary for implementing a direction for life in alignment with their core inner self.
Mark is an alumnus of The Catholic University of America, Washington DC, where he earned a degree in politics with a focus on American government and political philosophy. Prior to Innovative Advisory Group, he worked at Signature Auctions & American Legends, Political Capital, Omnicom, and most recently Ameriprise Financial Services.
Mark is a member of the Nyack Boat Club (serves on the Board of Governors), the parish council of St. Pius X in Scarsdale, NY, and the Long Island Sound Fleet with The Corinthians. Contact Mark
Paul Dio, Wealth Advisor
Paul's vision is to restore the integrity of the financial industry through emotional intelligence, leadership, collaboration, and technology. Part of this vision starts with asking better questions to understand client's relationship with money, their relationship with their business, and ultimately their relationships with themselves. These realizations are what allow clients to make positive changes in their lives beyond the numbers.
Paul has been a Wealth Advisor since 2012 that puts collaboration and coordination at the forefront of his practice. With a background in Business Management at Wentworth Institute of Technology, Paul provides a unique ability to balance the technical with the pragmatic. These essential details puts him in a crucial role to lead his clients in times of complexity and uncertainty.
In his personal life, he enjoys spending time with his wife and two kids balancing between hiking, biking and golf. In addition he is also co-organizer of the Business Model Generation group in Boston which aims to help entrepreneurs foster innovation and collaboration. Contact Paul
Redina Franklin, Wealth Advisor
Redina is passionate about her mission to help individuals, families, and business owners attain true financial balance. As a dedicated listener with a keen attention to detail, she always brings the client’s best interests to the forefront. Redina finds great joy by playing a role in making life better for all those she comes in contact with.
Redina has an extensive background in the financial services industry, providing guidance and advice since 1997. She is a graduate of Texas Tech University where she obtained a Bachelors of Science in Financial Planning. She spent her first 11 years in the field as a retirement plan advisor specializing in employer sponsored plans serving those in the healthcare and higher education industries. She has also held positions in wealth management within the banking industry as well as with major insurance companies.
Redina purposefully serves others within her profession, and in her community. She holds a position on the Frenship Independent School District Foundation Board of Directors, is on the YWCA Women of Excellence Awards committee, is a member of RISE (A National Women’s Professional Leadership Network), and is also part of a weekly women’s ministry. Redina and her husband live in Lubbock, TX and they have 3 children. Contact Redina
Jack Wang, Wealth Advisor
Jack Wang is an expert in helping families pay for plan for college. Much of his works is with middle school and high school age students to help them lower the cost of college without "breaking the bank". He's helped hundreds of families and students (including his own 2 children) understand financial aid, student loan options, and payment strategies in context of overall family finances.
Jack studied finance at the University of Texas at Austin and started in the banking industry where he spent 12 years as a commercial banker. He also was a corporate trainer for 10 years before starting his own firm.
He currently resides in Westford, MA. He and his wife each have two children, ranging from college graduates to high school. Jack currently serves as Treasurer of WestfordCAT Board of Directors and is a member of fundraising committee for Danny's Place Youth Services (Acton, MA). He's also served as an entrepreneurship mentor for the Difference-Maker program at UMass Lowell, and a mentor for EforAll (Lowell, MA). Contact Jack
Brian Lovecchio, Wealth Advisor
Brian is a wealth advisor with a background in investment management and business consulting. He pairs traditional financial analysis and wealth management skills with human centered design practices to simplify the wealth planning process for his clients. Acting as a partner and coach, Brian focuses on helping individuals, families, and business owners define the goals they seek to achieve in life and build practical plans to accomplish them.
Brian’s career includes financial planning, portfolio management, corporate strategy development, product development and management, and management consulting experience. As a management consultant he has partnered with institutions large and small to identify long-term sustainable operating strategies, launch new products, and manage merger implementations. Brian has an MBA from the University of Rochester and a BS from the State University of New York at Geneseo.
Brian resides in the Washington D.C. area. In his spare time, you can find him spending time with his son, hiking, golfing, or tinkering with a car. Contact Brian